This week, certain Social Security beneficiaries can expect an additional payment arriving on Black Friday, November 29. Here’s what you need to know about eligibility and why this second payment is happening.
2025 SSI Payment Increase Announced
In 2025, recipients of Social Security and Supplemental Security Income (SSI) will benefit from a 2.5% cost-of-living adjustment (COLA). This increase will provide higher monthly payments starting in January 2025, ensuring beneficiaries receive financial support adjusted for inflation.
New Federal Maximum Monthly SSI Payments in 2025
The Social Security Administration (SSA) has set the following maximum monthly payments for SSI beneficiaries in 2025:
| Category | Monthly Payment |
|---|---|
| Eligible individual | $967 |
| Eligible individual with a spouse | $1,450 |
| Essential person | $484 |
This adjustment will impact approximately 7.5 million SSI beneficiaries, with the increase taking effect on December 31, 2024. The early release of January payments is due to the New Year’s Day holiday, which falls on a weekend.
Why Are Some Beneficiaries Receiving an Extra Payment?
The SSA typically issues one payment per month to millions of Americans, including retirees, survivors, and those on Social Security Disability Insurance (SSDI) and SSI. However, SSI recipients will receive an additional payment on Friday, November 29. Here’s why:
Understanding the Payment Schedule
- Normal Payment Date: SSI benefits are usually disbursed on the first day of each month.
- Adjustment for Holidays or Weekends: If the first day of the month lands on a weekend or holiday, the payment is issued on the preceding business day.
How This Affects November and December Payments
Since December 1, 2024, falls on a Sunday, the SSA will send the December SSI payment early—on Friday, November 29. As a result, beneficiaries will receive two payments in November:
- November Payment: Issued on Friday, November 1.
- December Payment: Issued on Friday, November 29 (Black Friday).
Who Is Eligible for the Extra Payment on Black Friday?
If you are an SSI recipient, you qualify for the additional payment on Black Friday. This payment is not an actual bonus but an advance for December due to the adjusted schedule.
FAQs
Why are SSI payments sometimes sent early?
SSI payments are sent early when the scheduled date falls on a weekend or federal holiday, ensuring beneficiaries receive their funds without delay.
Does this extra payment mean beneficiaries get more money?
No, the second payment in November is simply the December payment sent early. It does not increase the total annual amount.
Will everyone on Social Security receive two payments in November?
No, only SSI recipients will receive two payments in November. Other Social Security beneficiaries follow a different payment schedule.
